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Es entkoppelt die Zahlung vom persönlichen Kontakt zwischen Käufer und Verkäufer, dokumentiert den Zahlungszeitpunkt und erlaubt eine kontrollierte Freigabe gegen bestimmte Bedingungen, etwa gegen Vorlage der Fertigstellungsbescheinigung des Architekten.",[],{"_key":630,"_type":389,"children":631,"markDefs":636,"style":396},"de015",[632],{"_key":633,"_type":393,"marks":634,"text":635},"de015s",[],"Für die Abschlusszahlung ist das Notaranderkonto in der Praxis die sauberste Lösung, weil es die Übergabe der Zahlung Zug um Zug gegen die Übergabe des Objekts spiegelt.",[],{"_key":638,"_type":389,"children":639,"markDefs":644,"style":437},"de016",[640],{"_key":641,"_type":393,"marks":642,"text":643},"de016s",[],"Was zwischen Zahlung und Schlüssel wirklich passiert",[],{"_key":646,"_type":389,"children":647,"markDefs":652,"style":396},"de017",[648],{"_key":649,"_type":393,"marks":650,"text":651},"de017s",[],"Erwerben Sie ein Grundstück inklusive im Bau befindlichem Haus, tragen Sie ab der Beurkundung das Sachrisiko am Eigentum, während der Bauträger das Fertigstellungsrisiko und die Erfüllung sämtlicher öffentlich-rechtlicher Genehmigungen schuldet. Das klingt asymmetrisch, ist aber gerade Ihre stärkste Position: Sie halten das Eigentum, der Bauträger schuldet die Fertigstellung.",[],{"_key":654,"_type":389,"children":655,"markDefs":660,"style":396},"de018",[656],{"_key":657,"_type":393,"marks":658,"text":659},"de018s",[],"Sinnvoll ist deshalb der Blick auf drei Sicherungsschichten nebeneinander:",[],{"_key":662,"_type":389,"children":663,"level":531,"listItem":532,"markDefs":684,"style":396},"de019",[664,668,672,676,680],{"_key":665,"_type":393,"marks":666,"text":667},"de019a",[],"Ihr Eigentumstitel im ",{"_key":669,"_type":393,"marks":670,"text":671},"de019b",[448],"Registro de la Propiedad",{"_key":673,"_type":393,"marks":674,"text":675},"de019c",[],", sobald die ",{"_key":677,"_type":393,"marks":678,"text":679},"de019d",[448],"Escritura",{"_key":681,"_type":393,"marks":682,"text":683},"de019e",[]," und die Neubauerklärung eingetragen sind.",[],{"_key":686,"_type":389,"children":687,"level":531,"listItem":532,"markDefs":692,"style":396},"de020",[688],{"_key":689,"_type":393,"marks":690,"text":691},"de020s",[],"Der Zahlungsplan, der jede weitere Zahlung an einen objektiv nachweisbaren Baufortschritt bindet, bestätigt durch die Architektenbescheinigung.",[],{"_key":694,"_type":389,"children":695,"level":531,"listItem":532,"markDefs":708,"style":396},"de021",[696,700,704],{"_key":697,"_type":393,"marks":698,"text":699},"de021a",[],"Die Vertragsstrafe bzw. 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Die richtige Einordnung entscheidet über Bankaval-Pflicht und Sonderkonto.",[],{"_key":734,"_type":389,"children":735,"level":531,"listItem":532,"markDefs":747,"style":396},"de024",[736,740,743],{"_key":737,"_type":393,"marks":738,"text":739},"de024a",[],"Sind alle Beträge, deren Absicherung erforderlich ist, individuell und in voller Höhe durch Aval oder ",{"_key":741,"_type":393,"marks":742,"text":481},"de024b",[448],{"_key":744,"_type":393,"marks":745,"text":746},"de024c",[]," gedeckt? 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Wer bereits mit der Beurkundung Eigentümer wird und dessen weitere Zahlungen hinter dem Baufortschritt zurückbleiben, hat oft mehr in der Hand als ein Käufer mit klassischem Bankaval. Entscheidend ist, dass Ihr Anwalt die Konstellation sauber einordnet und die passende Sicherungsschicht wählt, nicht die pauschale Forderung nach 100 % Bankaval um jeden Preis.",[],{"_key":789,"_type":389,"children":790,"markDefs":795,"style":396},"de030",[791],{"_key":792,"_type":393,"marks":793,"text":794},"de030s",[448],"Verfasst von Valentin Quiroga, Rechtsanwalt für Immobilienrecht auf Mallorca. Dieser Beitrag ersetzt keine individuelle Rechtsberatung.",[],{"title":797,"text":806,"primaryLabel":807,"primaryTo":62,"secondaryLabel":808,"secondaryTo":13},[798],{"_key":799,"_type":389,"children":800,"markDefs":805,"style":396},"dectat",[801],{"_key":802,"_type":393,"marks":803,"text":804},"dectats",[],"Neubau auf dem Tisch?",[],"Wenn du gerade einen Neubau-Kaufvertrag vor dir liegen hast, gehen wir ihn mit dir in Ruhe durch. Wir connecten dich mit Valentin Quiroga, unserem Spezialisten für Immobilienrecht, und bleiben an deiner Seite, wenn du willst.","Schreib uns. Wir freuen uns. →","Wie wir begleiten",[810,832,853],{"id":811,"slug":812,"title":813,"titleRich":814,"excerpt":822,"publishedAt":823,"readingTime":824,"featuredImage":825,"topics":828,"author":829},"5f223a9e-e19a-42f6-9507-be53e984f640","journal-neubau-abnahme-maengel-loe","Abnahme, Mängelverfahren, LOE: Deine Rechte, wenn beim Neubau auf Mallorca etwas nicht passt",[815],{"_key":816,"_type":389,"children":817,"markDefs":821,"style":396},"52e0fb1754a5",[818],{"_key":819,"_type":393,"marks":820,"text":813},"4b9ce4283b1c",[],[],"Die Übergabe ist kein Ende, sondern der Anfang der Gewährleistungsphase. Wer sie richtig führt, sichert sich Rechte für die kommenden zehn Jahre.","2026-10-16T08:00:00.000Z","3 Min. 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Diese Ebene bleibt in der Kaufeuphorie oft im Hintergrund und wird später umso wichtiger.","2026-10-12T07:50:00.000Z",{"src":868,"alt":869,"width":403,"height":404},"https:\u002F\u002Fcdn.sanity.io\u002Fimages\u002Fth4knsoh\u002Fproduction\u002Fde7c736ac37f4f1721b70f94e72059c1de8068f0-2800x1576.jpg","Serie Neubau kaufen Nr. 04, Obra Nueva, Nota Simple und Flächenangabe im Grundbuch",[],{"id":407,"name":408,"slug":409,"profilePaths":872,"role":413,"bio":414,"guest":356,"image":873},{"de":58,"en":411,"es":412},{"src":416,"alt":408,"width":417,"height":418},"Neubau Spanien: Anzahlung und Absicherung erklärt | Buena Vista Crew","Ist deine Anzahlung beim Neubaukauf in Spanien wirklich abgesichert? 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