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It works. Foreigners finance property on Mallorca without detours. You only need to know what runs differently from home. And plan realistically.",[],{"_key":489,"_type":414,"children":490,"markDefs":495,"style":496},"a7238b67f6b6",[491],{"_key":492,"_type":418,"marks":493,"text":494},"4fa4d04126cf",[],"How much does the bank finance?",[],"h3",{"_key":498,"_type":414,"children":499,"markDefs":504,"style":431},"1440a268573b",[500],{"_key":501,"_type":418,"marks":502,"text":503},"e4316784620f",[],"Spanish banks are more cautious than you may be used to from Germany, Austria or Switzerland. As a non-resident you can expect financing of around 60 % to 70 % of the purchase price. You bring the rest yourself, plus purchase costs of roughly 10 % to 13 %.",[],{"_key":506,"_type":414,"children":507,"markDefs":512,"style":431},"f2abc492466d",[508],{"_key":509,"_type":418,"marks":510,"text":511},"4342d72e0cf7",[],"That sounds like a lot of equity. It is. But it is honestly calculated and protects both sides.",[],{"_key":514,"_type":414,"children":515,"markDefs":520,"style":496},"c9ba601700a3",[516],{"_key":517,"_type":418,"marks":518,"text":519},"872bdb6a24ee",[],"What is different from home?",[],{"_key":522,"_type":414,"children":523,"markDefs":528,"style":431},"74402ce1cf33",[524],{"_key":525,"_type":418,"marks":526,"text":527},"4258cb992648",[],"A few things run their own way here:",[],{"_key":530,"_type":414,"children":531,"level":536,"listItem":537,"markDefs":538,"style":431},"011d96bda2b2",[532],{"_key":533,"_type":418,"marks":534,"text":535},"64ac243615ad",[],"The bank always has the property professionally valued",1,"bullet",[],{"_key":540,"_type":414,"children":541,"level":536,"listItem":537,"markDefs":546,"style":431},"5ed68c926f94",[542],{"_key":543,"_type":418,"marks":544,"text":545},"88d8dd57c851",[],"What counts is usually the lower value between purchase price and appraisal",[],{"_key":548,"_type":414,"children":549,"level":536,"listItem":537,"markDefs":554,"style":431},"4009241e857b",[550],{"_key":551,"_type":418,"marks":552,"text":553},"0bb003aa9529",[],"Income and assets are examined thoroughly",[],{"_key":556,"_type":414,"children":557,"markDefs":562,"style":431},"7103de3d1ca1",[558],{"_key":559,"_type":418,"marks":560,"text":561},"8ccadfeb7eb7",[],"It may feel strict at first. 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How much equity do you really need? What will the monthly rate look like? What do the interest costs add up to over the term?",[],{"_key":660,"_type":414,"children":661,"markDefs":671,"style":672},"5886aebda569",[662,667],{"_key":663,"_type":418,"marks":664,"text":666},"23d2812993de",[665],"strong","Built right into every exposé. ",{"_key":668,"_type":418,"marks":669,"text":670},"4d262552878b",[],"In every one of our exposés you will find a financing calculator and a purchase cost breakdown by default. No detour, no additional search. You see immediately what a specific property will really cost you.",[],"blockquote",{"_key":674,"_type":414,"children":675,"markDefs":680,"style":496},"1c80dd9cdf33",[676],{"_key":677,"_type":418,"marks":678,"text":679},"6e22c46858a6",[],"Our take",[],{"_key":682,"_type":414,"children":683,"markDefs":688,"style":431},"cacb658255c1",[684],{"_key":685,"_type":418,"marks":686,"text":687},"ed1d76d7181f",[],"Financing on Mallorca is genuinely doable. 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